Legal Notice & Privacy Policy

1. Data Controller

The controller responsible for data processing on this website within the meaning of the General Data Protection Regulation (GDPR / DSGVO) is Bubby, Neusiedl am See, Austria. Contact: bubbyfinance@zohomail.eu

2. What Data We Collect

When you sign up for our waitlist, we collect:

• Your email address
• The date and time of sign-up
• Whether you were referred by another user (referral code, no personal data)

We also collect standard server logs (IP address, browser type, referring URL) for security and diagnostic purposes only. These are not linked to your email address and are deleted after 30 days.

3. Purpose & Legal Basis

Your email address is processed solely to send you a confirmation of your sign-up and to notify you when early access to Bubby opens. We will not send advertisements or marketing emails unrelated to the Bubby launch.

The legal basis is your freely given, specific, informed consent pursuant to Art. 6(1)(a) GDPR (and § 1(2) DSG Austria), given when you submit the waitlist form. You may withdraw this consent at any time without affecting the lawfulness of processing carried out before withdrawal.

4. Data Storage & Security

Your data is stored on EU-based servers (Hetzner, Germany / Finland). We apply industry-standard security measures including encrypted HTTPS connections (TLS 1.2+), bcrypt password hashing, strict access controls, and regular backups. We do not sell, rent, or share your personal data with third parties, except for the transactional email provider (Resend, Inc.) acting as a data processor under a data processing agreement in accordance with GDPR Art. 28.

5. Retention Period

We retain your email address until (a) you request deletion, or (b) 24 months after our platform publicly launches — whichever comes first. After that point your data is permanently and irreversibly deleted.

6. Your Rights (DSGVO / GDPR)

You have the following rights regarding your personal data:

• Access (Art. 15) — request a copy of the data we hold about you
• Rectification (Art. 16) — correct inaccurate personal data
• Erasure (Art. 17) — "right to be forgotten" — request deletion
• Restriction (Art. 18) — ask us to limit how we process your data
• Portability (Art. 20) — receive your data in a machine-readable format
• Objection (Art. 21) — object to processing based on legitimate interests
• Withdraw consent (Art. 7(3)) — at any time, with immediate effect

To exercise any right, email bubbyfinance@zohomail.eu. We will respond within 30 days (Art. 12(3) GDPR).

You also have the right to lodge a complaint with the Austrian data protection authority: Datenschutzbehörde (DSB), Barichgasse 40–42, 1030 Wien, Austria — www.dsb.gv.at

7. Cookies & Tracking

This website does not use tracking cookies, advertising cookies, or third-party analytics (no Google Analytics, no Meta Pixel). We use only technically necessary cookies after login (session token). No personal data is transmitted to advertising networks.

8. Risk Disclosure & No Financial Advice

Risk warning — Past performance is not a reliable indicator of future results.

All content on this website is for informational and educational purposes only. Nothing on bubby.finance constitutes financial advice, investment advice, portfolio management, a personal recommendation, or a solicitation to buy or sell any financial instrument. Bubby is a research and signal service, not a regulated investment adviser or MiFID II investment firm, and does not take custody of client funds at any point.

Performance figures shown for the Bubby Strategy reflect the live trading history of a portfolio held at Interactive Brokers from Dec 21, 2023 to the current date, denominated in USD. Returns are reported gross of any management fees, platform fees, trading commissions, slippage, currency conversion, and applicable taxes, and include reinvested dividends. The reference benchmark is the S&P 500 total-return index, proxied by SPY. Any additional charts labelled "backtest" reflect simulated historical performance of the same rule set applied to prior market data; simulated results have inherent limitations and do not represent actual trading.

Trading financial instruments involves significant risk, including the risk of total loss of invested capital. Leverage, currency exposure, market illiquidity, and sudden macro events can materially amplify losses. Individual investor results may differ substantially from the performance shown, depending on entry and exit timing, portfolio size, base currency, chosen broker, applicable fees and taxes, and personal risk tolerance.

You should not invest money you cannot afford to lose. Before acting on any information from Bubby, you should consider whether it is appropriate for your circumstances and, where relevant, seek advice from an independent financial adviser authorised in your jurisdiction.

9. Changes to this Policy

We may update this policy as the platform evolves. Material changes will be communicated via email to waitlist subscribers at least 14 days before they take effect. The date at the top of this page always reflects the latest revision.